budgeting calculator

Interactive calculator provided by the In-Charge Institute. Easy to use; also provides printable analyses.


budgeting worksheets

A wide range of worksheets provided by the Utah State University Family Life Center. Worksheets include: net worth and income/ expense statements, goal and budgeting worksheets, and more ...


free budgeting resources

A blog post that details several different online budgeting tools and spreadsheets [worth the look]. Since then, some other noteworthy programs - Mint, Geezeo, and Wesabe - have become available (all available for no cost).


pearbudget.com

Free, easy-to-use budgeting system written in Excel. This is one of the most thorough and useful spreadsheets I've seen for someone wanting to set up a budget. If you are unable to open this file, you can go here to download it.


planning your personal budget

Developed by AARP, this tool can help you avoid financial mismanagement and make the most of your money.


printable budgeting worksheets

The Brigham Young University Financial Aid Office provides some helpful budgeting tips as well as both printable and editable budget worksheets.


tracking your spending

Money 2000 program materials (revised by Iowa State University Extension). Discusses several budgeting methods: calendar, envelope, checkbook, computer software packages, and a receipt method. Also provides useful strategies for tracking spending.


using a check register to track expenses

A useful tool developed by Montana State University Extension as a "hands-on" way to track spending [as well as savings] goals. Allows you to quickly and easily evaluate and monitor your financial progress.